Disclosure: Pallas Growth is a cash home buyer. The information in this article is intended to be educational and objective. We also provide the cash purchase services described here.
Pallas Growth buys houses in New Jersey for cash — across Essex, Hudson, Mercer, Camden, Passaic, Union, Atlantic, Burlington, Middlesex, Monmouth, Ocean, and Bergen counties. Whether you're dealing with a distressed property, a difficult situation, or simply want a fast, hassle-free sale without the complexity of NJ's mandatory attorney review, RTF, and Anti-Eviction Act, we're ready to make you an offer. For NJ real estate market data, see New Jersey Realtors; for court and legal resources, see NJ Courts.
How the NJ Buying Process Works?
Contact Us
Tell us about your NJ property — location, size, condition, and your situation. We respond within 24 hours.
One Property Visit
We schedule a single walkthrough. We assess the property, ask questions about any known issues (oil tanks, code violations, tenants), and review comparable NJ sales.
Written Cash Offer Within 48 Hours
We provide a written offer that accounts for all conditions. No obligation — take your time to review it with your attorney during the mandatory NJ 3-day attorney review period.
NJ Attorney Review Period (3 Business Days)
Mandatory under NJ law. You and your attorney review the contract. Our NJ closing attorney is already engaged. No surprises at this stage.
Close in 14–30 Days
Our NJ closing attorney handles the title search, deed transfer, RTF payment, and all closing requirements. You sign, receive your cash, and leave whatever you don't want behind.
What Are the NJ-Specific Expertise: What Sets Us Apart?
- NJ judicial foreclosure process: We understand the sheriff's sale timeline and can close before your auction date
- NJ Anti-Eviction Act: We buy tenant-occupied properties and navigate NJ's strong tenant protections ourselves after closing
- NJ Surrogate's Court probate: We work with executors and estate attorneys on inherited property sales
- NJ Realty Transfer Fee: We explain exactly what you'll pay (RTF only); we cover all other closing costs
- NJ attorney review period: We use standard NJ forms and support your attorney review — no pressure, no rush
- Underground oil tanks and NJDEP: We buy UST properties as-is and handle LSRP/remediation after closing
- Lead paint (pre-1978 homes): We handle federal disclosure requirements — no abatement needed before selling to us
- Municipal code violations: We buy properties with open violations and resolve them post-closing
Why NJ Homeowners Choose Pallas Growth?
| Factor | Traditional Sale | Pallas Growth |
|---|---|---|
| Timeline | 75–120+ days | 14–30 days |
| Agent commission | 5–6% | $0 |
| Repairs required | Usually | Never |
| NJ RTF (seller pays) | Yes | Yes (only closing cost to seller) |
| Tenants in place OK | Often not accepted by buyers | Yes — we handle the tenancy |
| Oil tank / contamination | Lender often blocks sale | We buy as-is |
| Deal certainty | Low (financing contingency) | High (cash, no contingencies) |
NJ Cities and Counties We Serve
- Essex County: Newark, Irvington, East Orange, Orange, Maplewood, Millburn, Bloomfield, and surrounding areas
- Hudson County: Jersey City, Bayonne, Hoboken, Weehawken, Union City, Kearny, and surrounding areas
- Mercer County: Trenton, Hamilton, Ewing, Lawrence Township, Princeton, and surrounding areas
- Camden County: Camden, Cherry Hill, Gloucester City, Collingswood, Haddon Township, and surrounding areas
- Passaic County: Paterson, Clifton, Passaic, Wayne, Haledon, and surrounding areas
- Union County: Elizabeth, Linden, Rahway, Roselle, Plainfield, and surrounding areas
- Atlantic County: Atlantic City, Brigantine, Ventnor City, Egg Harbor Township, Pleasantville, and surrounding areas
- Middlesex County: New Brunswick, Perth Amboy, Piscataway, Edison, and surrounding areas
- Monmouth County: Asbury Park, Long Branch, Red Bank, Neptune, and surrounding areas
- Ocean County: Toms River, Lakewood, Brick, and surrounding areas
Situations We Handle Throughout New Jersey
- Foreclosure: Stop the NJ judicial foreclosure process and sheriff's sale — we close before auction dates
- Inherited property: Work with executors, administrators, and NJ Surrogate's Court on estate sales
- Divorce: Neutral cash offer, transparent pricing both spouses can see simultaneously, close fast for a clean financial break
- As-is condition: No repairs required — oil tanks, lead paint, structural damage, mold, code violations
- Tired landlord: Sell with tenants in place — we navigate the NJ Anti-Eviction Act after closing
- Vacant property: Stop municipal fines, property taxes, and registration requirements immediately at closing
- Storm damage: Sandy aftermath, nor'easter damage, Ida flooding — buy as-is regardless of repair status
- Probate: We work within NJ Surrogate's Court timelines and coordinate with estate attorneys
Case Study: Newark Multi-Family Foreclosure
Case Study
A Newark homeowner owned a 2-family property that had fallen into arrears on the mortgage after a medical hardship. The lender had filed a foreclosure complaint; the case had been in NJ Superior Court for 14 months. A sheriff's sale date was scheduled for 6 weeks out. One unit was tenant-occupied; the other was vacant with water damage. The homeowner had $22,000 in equity above the mortgage balance — which would be wiped out if the property went to sheriff's sale.
Pallas Growth made a cash offer within 48 hours. We coordinated with the homeowner's attorney and the lender's attorney to schedule a payoff. The sale closed in 19 days — 3 days before the scheduled sheriff's sale. The homeowner walked away with $19,400 after mortgage payoff and the NJ RTF, preserving equity that would otherwise have been lost entirely. The tenant remained; we assumed the tenancy.
Frequently Asked Questions
Q: How does the Pallas Growth buying process work in NJ?
Contact us, describe your property, schedule a walkthrough, receive a written offer within 48 hours, go through the mandatory NJ 3-day attorney review, and close with our NJ closing attorney in 14–30 days. You pay only the standard NJ Realty Transfer Fee; we cover all other closing costs.
Q: What is the NJ Realty Transfer Fee and do I pay it in a cash sale?
Yes. The NJ RTF is a seller-paid state tax on all NJ real estate sales. It's not specific to cash sales — it applies to every property transfer. Rates vary by price tier. On a $350,000 sale, the RTF is approximately $2,500–$2,800. We cover all other closing costs; the RTF is your only out-of-pocket expense.
Q: Does Pallas Growth buy foreclosure properties in NJ?
Yes. We buy NJ homes in foreclosure at any stage of the judicial process, including when a sheriff's sale date has been set. NJ's judicial foreclosure process can take 3–5+ years, but once a sale date is scheduled, time is critical. We can close in 14–30 days and stop the process. Contact us immediately if you have a sheriff's sale date.
Q: Does Pallas Growth require a NJ closing attorney?
Yes — NJ requires a licensed attorney at all real estate closings, including cash sales. We coordinate the closing attorney; their fees are covered as part of our services. We recommend sellers also consult with their own NJ real estate attorney during the 3-day attorney review period.
Q: What NJ counties does Pallas Growth serve?
We serve all NJ counties, including Essex, Hudson, Mercer, Camden, Passaic, Union, Atlantic, Burlington, Middlesex, Monmouth, Ocean, Morris, Bergen, Somerset, and others. If you're unsure, contact us — we cover the entire state.
Get Your New Jersey Cash Offer Today
Pallas Growth buys houses across New Jersey for cash — any condition, any situation. Get your free, no-obligation cash offer today. Get My Cash Offer →